Student financial aid refunds must go through the disbursement process before being refunded to you. Disbursement is when the college verifies your class attendance, a complete financial aid file and then receives the funds for your financial aid from federal, state, or foundation sources and applies those to your tuition account/balance. Funds are typically received by your college 4-6 weeks after the semester has begun. Once received, funds are applied directly to your account balance within 2 days. You may view this on your Student Self-Service.
Once disbursement has occurred, the refund process on any excess funds will begin. To avoid delays, make sure you have set up your refund preference as early as possible.
Important Dates
- Initial Disbursement: 2/15/26
- Please note, if you're enrolled in late-starting classes, your disbursement will be delayed.
- Initial Refund: 2/18/26
- BankMobile: 2/19/26
- Please note, this is when BankMobile will receive your refund to begin processing to your selected refund preference. View the refund time frames to see specific processing times based on your refund preference.
- 2nd Disbursements (for Spring-only loans): 3/15/26
- 2nd BankMobile: 3/19/26
After the initial refund date, refunds run every week for amounts awarded prior to Wednesday and are sent to BankMobile every Thursday morning. The funds are delivered to the personal refund preference you chose when activating your KCTCS BankMobile Vibe card:
- BankMobile Vibe Card: Thursday evening after 4pm
- ACH (Direct) Deposit: Friday evening after 4pm (dependent upon bank processing)
- Students who paid tuition using a payment plan will receive their refund via their BankMobile refund preference.
- Students who do not choose a refund preference will receive a check after 5 business days.
To access and monitor your BankMobile account, please visit the BankMobile website. Changes will only impact future refunds.
(Student Accounts > Refunds)