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Types of Financial Aid Available at KCTCS
Kentucky Community and Technical College System (KCTCS) colleges participate in several federal and state financial aid programs designed to help students pay for college expenses.
Federal Financial Aid Programs
KCTCS colleges participate in the following U.S. Department of Education Title IV programs:
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Federal Work-Study
- Federal Direct Loans
State Financial Aid Programs
State-funded assistance may be available in the form of:
- Grants
- Scholarships
- Tuition Waivers
Understanding the Different Types of Aid
Grants
Grants are need-based financial aid awards that generally do not have to be repaid.
Scholarships
Scholarships provide funding to help pay educational expenses and typically do not require repayment.
Federal Work-Study
The Federal Work-Study Program allows eligible students to work and earn money to help cover college costs while enrolled in school.
Student Loans
Student loans provide borrowed funds to help pay for educational expenses.
Unlike grants and scholarships:
- Loans must be repaid.
- Interest may accrue, increasing the total amount repaid over time.
(Financial Aid > Financial Aid General)