What is Entrance Counseling and is it required?

Body

What is Entrance Counseling and is it required?

Entrance Counseling is a mandatory information session required before you receive your first federal student loan. It helps ensure you understand your rights and responsibilities as a borrower.


Who Is Required to Complete It?

You must complete Entrance Counseling if:

  • You are a first-time borrower under the Direct Loan Program, and
  • You have not previously received a loan through the Federal Family Education Loan (FFEL) Program

Note: If Entrance Counseling does not appear on your Financial Aid To-Do List, you are not required to complete it.


When It Must Be Completed

  • Entrance Counseling must be completed before your first Direct Loan funds are disbursed

What You Will Learn

During Entrance Counseling, you will receive information about:

  • What a Direct Loan is and how the loan process works
  • How to manage your education expenses
  • Other financial resources that may help pay for school
  • Your rights and responsibilities as a borrower

How to Complete Entrance Counseling

To complete the requirement, visit the Federal Student Aid - Entrance Counseling website.


Important Notes

  • Entrance Counseling is valid for 7 years
  • Completing it on time helps avoid delays in receiving your loan funds

(Financial Aid > Loans)

Details

Details

Article ID: 22353
Created
Mon 7/6/26 9:02 AM
Modified
Fri 7/31/26 1:03 PM