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KCTCS System-wide time frames:
- FAFSA: KCTCS begins loading FAFSAs and the awarding process for a new aid year typically in April. Aid offers for an upcoming aid year won't be made available until after that date. Students enrolled in spring only courses - FAFSA information will be loaded starting November 1. If you have made corrections to your FAFSA, we typically receive the updated FAFSA within 3-5 business days.
- Verification: Verification documents should be submitted all at once to prevent delays in processing. Colleges will not begin processing the aid until all documents are marked as 'Completed'. Once completed, students should allow 5-7 business days; 10-15 business days during peak to be awarded.
- Disbursement: Funds are typically received by your college 4-6 weeks after the semester has begun (or your classes have begun, if you have late-starting classes) to begin the disbursement process. Once received, funds are applied directly to your account balance within 2 days.
Owensboro-Specific Time Frames:
- SAP Appeals: Decisions will be communicated within 2 business days after the meeting date by email. The Appeals Committee will meet on the first Tuesday of each month. All appeal documentation must be submitted by the end of the business day on the meeting date.
- Document Processing
In person: 1 business day
Mailed: 3-5 business days
Faxed: 2 business days
Emailed: 2 business days
*During peak periods (January - February, and June - September), processing time may be extended due to the number of Financial Aid files required to be completed during these times.
(Financial Aid > Financial Aid General)